GULTOM, Lasmaida; HUBEIS, Musa; MAARIF, Syamsul; SUKANDAR, Dadang. Organizational Development Model of Commercial Banks in Indonesia Based on Performance in Improving Competitiveness. International Journal of Sciences: Basic and Applied Research (IJSBAR), Jordan, v. 24, n. 2, p. 219–236, 2015. Disponível em: https://www.gssrr.org/JournalOfBasicAndApplied/article/view/4535. Acesso em: 11 sep. 2025.