RACIE R. LORENZO. Microfinance Institutions: Achievements and Challenges in the Second District of Albay. International Journal of Sciences: Basic and Applied Research (IJSBAR), Jordan, v. 68, n. 1, p. 268–284, 2023. Disponível em: https://www.gssrr.org/JournalOfBasicAndApplied/article/view/15605. Acesso em: 3 nov. 2025.