Kamande, E.G., Zablon, E. and Ariemba, D.J. (2016) “The Effect of Bank Specific Factors on Financial Performance of Commercial Banks in Kenya”, International Journal of Sciences: Basic and Applied Research (IJSBAR), 30(5), pp. 165–180. Available at: https://www.gssrr.org/JournalOfBasicAndApplied/article/view/6656 (Accessed: 21 September 2025).