Joseph, N. and K. Mung’atu, D.J. (2018) “Identifying Factors Influencing Selection of Banks by Customers in Rwanda: Principal Components Analysis Approach”, International Journal of Sciences: Basic and Applied Research (IJSBAR), 39(1), pp. 229–247. Available at: https://www.gssrr.org/JournalOfBasicAndApplied/article/view/9016 (Accessed: 8 February 2026).