Utama, M.S., Setiawina, N.D. and Raharja, M.A. (2019) “Role of Banking Agencies and Village Crediting Institutions on Economic Growth Inclusion in Bali Province”, International Journal of Sciences: Basic and Applied Research (IJSBAR), 48(7), pp. 76–92. Available at: https://www.gssrr.org/JournalOfBasicAndApplied/article/view/10573 (Accessed: 15 September 2025).