Kamande, Eric Gicharu, Evusa Zablon, and Dr Jared Ariemba. 2016. “The Effect of Bank Specific Factors on Financial Performance of Commercial Banks in Kenya”. International Journal of Sciences: Basic and Applied Research (IJSBAR) 30 (5):165-80. https://www.gssrr.org/index.php/JournalOfBasicAndApplied/article/view/6656.