Restructuring “Kupedes” Loans as Impact of Merapi Mountain Eruption

  • Efendi Utomo Student of Faculty of Law, Sebelas Maret University, Surakarta
  • Wahyu Nugroho Lecture of Faculty of Law, Sebelas Maret University, Surakarta
Keywords: Restructuring, "Kupedes" Loans, Mount Merapi Eruption Disasters.

Abstract

This research is a Descriptive research that provides data as accurately as possible about the conditions or symptoms in order to help in strengthening the theory which is also called field research or field research type evaluative research. The study was conducted to assess a program regarding the implementation of the BRI micro loan agreement. This research takes location in the work area of the working area units of PT. Bank Rakyat Indonesia (Persero) Tbk Yogyakarta Regional Office, which includes the Office of BRI Unit Kebon Arum, Kemalang, Karangnongko, Prambanan, Manis Renggo.Analysis used is qualitative analysis, meaning that the resources collected are arranged systematically and then interpreted, analyzed so that they can explain understanding and understanding of the symptoms under study. The results of the study show that there are several obstacles experienced by loan providers, this can be an input for banks to optimize their role.

References

. Kaunang, G. (2013). Tingkat suku bunga pinjaman dan pinjaman macet pengaruhnya terhadap permintaan pinjaman UMKM di indonesia. EMBA, 1(3), 920–930.

. Ade Arthesa, Bank dan lembaga keuangan bukan bank, (Jakarta: PT. Indeks KelompokGramedia, 2006) hal 184

. Aprilianti, A. (2010). FUNGSI SERTIFIKAT JAMINAN FIDUSIA MENURUT UU NO. 42 TAHUN 1999 JAMINAN FIDUSIA. FIAT JUSTISIA. Retrieved from http://jurnal.fh.unila.ac.id/index.php/fiat/article/view/274

. Arikunto, Suharsimi, 2006, Prosedur Penelitian Suatu Pendekatan Praktek, Rineka Cipta, Yogyakarta.

. Ashshofa, Burhan, 2001, Metode Penelitian Hukum, PT. Rineka Cipta, Jakarta.

. Untari, Dhian Tyas, 2013. Ecopreneurship Dalam Konsep Pembangunan yang Berkelanjutan, jp.fe.unsoed.ac.id/index.php/sca-1/article/.../266... (Diakses : 24/04/2017)

. Widjaja, Gunawan, 2006, Seri Hukum Bisnis Memahami Prinsip Keterbukaan (Aanvullend Recht) dalam Hukum Perdata, PT. Rajagrafindo Persada,

. Wiwoho, Jamal, 2011, Hukum Perbankan Indonesia, UNS Pers, Surakarta.

. Veithzal Rivai, Credit Management Handbook: Teori, Konsep, Prosedur, dan Aplikasipanduan praktis mahasiswa, Bankir, dan Nasabah, (Jakarta: PT. Raja Grafindo Persada. 2006)hal 7-11Jakarta.

Published
2019-03-23
Section
Articles